Our story
“As a Navy veteran, I saw firsthand how payday and predatory lenders prey on military veterans struggling to keep up with their bills.”
Dennis Cail
CEO and Co-Founder of Zirtue
Building stronger families and communities based on service — Powered by Zirtue Pay, the Zirtue Foundation empowers high-service recipients with bill pay donations and zero interest credit building loans, paving the way for responsible credit.
Backed by
The Zirtue Foundation identifies BPA recipients based on job and location and provides same-day bill pay assistance.
How it Works
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requests
It matters because income has not kept pace with the rising cost of living, especially for teachers and veterans. As a result, 20% of American families experience energy poverty, where increasing energy costs and other factors compel them to make difficult decisions between essentials like food, rent, and energy bills.
0
%
of all American adults cannot cover a $400 emergency expense using cash.
0
%
of teachers work a second job to help cover their expenses and supplement their income.
0
%
of Americans are living paycheck to paycheck and facing financial uncertainty.
0
billion
loaned between friends and family anually to pay essential bills.
We invest in unleashing potential and unlocking opportunity for underserved communities, working in partnership with both government agencies and foundations.
The Zirtue Foundation is delivering life-changing financial lifelines by leveraging the power of partnerships with billers, foundations, corporations, and other nonprofit organizations.
We provide and match bill pay donations or credit-building interest-free loans nationwide while supercharging underserved communities.
Your support matters and goes
directly to pay their bills.
$200 billion addressable social impact.
We make it easy for veterans, teachers, and first responders to access their financial lifeline.
